Our Services
6 most common pitfalls clients encounter
and how we fix them:
Not noticing or understanding the fees involved with financial structures
Not executing your financial decisions
Allocating cash flows and assets correctly
Struggling to create a viable budget
Keeping abreast with changing legislation
Protecting and maintaining wealth for the future
- Developing a holistic financial plan for you, because we understand that people are too busy in their daily lives, or don't have the expertise, to develop their own.
- Timely execution of your financial decisions. Often people make financial decisions but never follow through on them. Choosing among the many financial product providers can be difficult if you don't know what product will best suit your needs.
- Transparency of fees and multiple fee options. We disclose our fees upfront - offering both value for money and advice on cost-effective financial instruments.
- Specialist tax planning. By putting together a birds-eye-view of how your finances affect each other, we can help you save on tax.
- Creating a viable budget for you or teaching you how to do it yourself.
- Correctly allocating your assets and cashflow. Asset and liability management can save you on interest and tax costs.
- Monitoring and interpreting your progress. Keeping track of where you are in your financial planning journey will help us prioritise and improve your potential outcomes.
THE FINANCIAL
PLANNING PROCESS
1. Initial Consultation
Initial contact or once off consultation:
We will gladly sit down, talk over the phone or virtually meet, to tell you more about our business and getting to know you. This type of initial contact is absolutely free. If you however need financial advice and you want us to fast track the financial advice steps in one session, then we can do so at a once off fee.
2. Gathering and analysing your information
The info we collect will be used to review your existing financial position, as well as for compliance reasons. These documents include your FICA, income and expenses, asset and liability schedule, current investment details, etc.
3. Creating a plan of action
Analysing your current financial information and personal objective/s will allow us to propose the best possible range of options - then you can make an informed decision. Over several interactions and analysis of the data gathered in step 2, we will outline and prioritise actionable steps to reach your goal/s.
4. Implementation
We will either implement our advice on your behalf or you will do it yourself, depending on whether you are a once-off or ongoing client.
5. Ongoing reviews
Your plan may need to change as financial markets and your personal circumstances change. Your plan's success depends on regularly reviewing and evolving it, life is unpredictable after all.
